As an independent insurance agency in Roanoke, Virginia, Dominion Risk Advisors offers a broad array of personal insurance (often referred to as private insurance of family insurance). Here are some of the key personal insurance policies:
- Homeowners insurance – protection for your home, contents and personal liability
- Automobile or Auto insurance – protection for the liability of operation a car and for direct damage to the vehicle
- Personal Umbrella or Excess Policy – this provides additional liability protection.
- Package insurance – we provide the greatest value when clients earn multi-policy discounts. You will get the greatest value when you combine home, auto, umbrella and other types of insurance
- Valuable Articles insurance – this is extra coverage for jewelry, fine arts, collectibles, antiques, sterling silver, firearms and more
- Boat insurance including yachts and personal watercraft insurance
- Antique autos and classic vehicles
- RV’s, ATV’s, UTV’s, and other recreational vehicles
- Life insurance
- As an independent agency, we can approach as many as 15 carriers on your behalf.
- We shop for the best value for our clients. We define value by looking for broad coverage at a competitive premium.
- We have the ability to compete with national carriers on coverage and pricing while providing you with local service and a commitment to the community.
- We will review your current homeowners and automobile insurance policies and make recommendations that may broaden your coverage and / or reduce your costs.
- We begin the renewal process early and ask you about changes that you may need to make.
- We review renewal quotes and policies to ensure no significant changes.
- We search for the rates and coverages of multiple insurance companies at one time.
- We have access to safety information for you and your home. We share much of that through our blog, but we can help you find home safety information for a host of issues.
- We ask that you complete the questionnaire that is linked here – DRA Personal Insurance Application (Insert Link)
- Please send us a copy of your current policies.
- We may have a few questions, but once we have the information, we will shop for the best coverage and premiums.
- We will present a proposal to you which we think is much more than a “quote.”
- If you choose to hire us, we will send you the following documents:
- A copy of your application
- Evidence of insurance to your lender
- A simple form for you to sign and send to your current carrier or agent advising them that you want to make a switch.
- You should work with an agent that thoughtfully evaluates the coverage and pricing.
- The agent should put the best interest of the policyholder first.
- The agent should be responsive, candid, and fair.
- It is best if the agent represents a number of high-quality insurance carriers.
- Dominion Risk Advisors has each of those attributes.
- This can be an easy process.
- If you have the information noted above, we can move your insurance in a matter of hours to days.
The DRA Difference
For decades, our professionals have followed key principles in serving clients and working with colleagues. In a dynamic world, clear standards empower the team at DRA to make the right decisions. We want our values to be apparent in our work, so that we can make a difference for our clients, for each other, and for the broader community.
