Have you seen the spring edition of ‘Roanoke Valley Home?’ Duke Baldridge and Mark Lowman of Dominion Risk Advisors are featured in the “Making the Most of Your Homeowners’ Insurance” feature. One key tip from the feature is how homeowners can lower insurance costs: A key consideration from insurance carriers is the quality of the maintenance of your home. The age and condition of your roof, plumbing, electrical and HVAC systems will have a direct…

Have you considered a personal umbrella liability policy? Here, we answer some common questions to help you determine if this type of protection is right for you and your family. What are the advantages of a Personal Umbrella Liability policy? Extended Liability Protection: Provides additional liability coverage beyond the limits of your existing auto, homeowners, boat or dwelling policies, Legal Defense Costs: Covers legal fees associated with defending against lawsuits, even if you are not…

Whether you’re visiting loved ones for the holidays or enjoying a respite from winter weather, you’ll want to take steps to secure and protect your home while you’re gone. Consider the following strategies: Enhance security. Make upgrades, such as a security system, motion-activated lights or deadbolt locks. Pause deliveries. Put a hold on your mail and other deliveries, as packages piling up can let criminals know of your absence. Get a house sitter. Ask a…