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Homeowner Responsibilities for Utility Service Lines

Homeowner Responsibilities for Utility Service Lines 150 150 Dominion Risk

You may have received letters from your local utilities (water and sewer authority or the power company) offering to protect the underground lines that deliver your utility service.  Many homeowners are surprised to learn that they are responsible for repairs to these lines.  These communications have generated questions from our clients and they have prompted many insurance companies to respond.   Service Line Coverage Until recently, homeowners’ policies excluded coverage for damaged utility lines.  As…

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Creating and Enforcing Safe Driving

Creating and Enforcing Safe Driving 150 150 Dominion Risk

Creating a Distracted Driving Policy Even if employers provide adequate training and oversight, drivers are effectively on their own when they’re out in the field. To help prevent distracted driving long after training is complete, fleets need to develop and implement a distracted driving policy. These policies are typically part of larger driver safety programs and promote safe driving practices through well-communicated initiatives. While the specifics of policies may differ from fleet to fleet, they…

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Tips to Avoid Distracted Driving

Tips to Avoid Distracted Driving 150 150 Dominion Risk

Technology to Monitor and Assist Drivers New technology can alert employers about potential distracted driving situations. Electronic logging devices use hours of service data to monitor how long truck drivers spend behind the wheel and the length of their rest periods. Additional software can monitor drivers using in-vehicle cameras and send signals when their heads nod or their eyes wander. There are also smartphone applications that shut off distractions when vehicles are moving. Automated Vehicles…

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Responding to Distracted Driving

Responding to Distracted Driving 150 150 Dominion Risk

Distracted Driving Laws Not only can distracted driving lead to increased exposures and expenses for your firm, but it can also result in major fines and penalties. Distracted driving is not just a concern for commercial fleets. In fact, the National Conference of State Legislatures estimates that 80 percent of U.S. drivers with cellphones use them while driving. What’s more, the NHTSA estimates that 481,000 passenger vehicles throughout the Unites States are driven while using…

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Types of Distracted Driving

Types of Distracted Driving 150 150 Dominion Risk

For many commercial fleets, driver and public safety is a top priority, and organizations take great care to prevent costly and potentially deadly accidents. While a number of factors can lead to a crash(e.g., impaired driving, poor road conditions and adverse weather), distracted driving is a common, preventable cause of accidents. Data from the National Highway Traffic Safety Administration (NHTSA) indicates that every year, up to 391,000 people are injured and 3,450 people are killed…

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Hurricane and Flood Preparation

Hurricane and Flood Preparation 150 150 Dominion Risk

The Importance of Being Prepared As you know, we are exposed to various potential disasters.  This weekend, Hurricane Florence strengthened and has set a path that may impact the majority of our clients.  We write to encourage you to prepare for this event and as a reminder for other potential disasters.   When There is A Hurricane Threat Secure your property as soon as practical. Bring outdoor furniture in; secure doors / windows. Photo or…

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